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SME Business Insurance.

We understand that protecting your business from unforeseen risks is the foundation of success. As a business owner, insurance is essential to help you and your business to deliver when it matters most. With this in mind, Hifadhi Africa, in conjunction with our partners, has packaged the SME insurance solution - a new product specifically designed for small and medium enterprises (SMEs) with a maximum assets of Kes. 5 million. SME business insurance minimizes the risk of being underinsured both at the business and personal level and eliminates the need to take out individual policies to cover different facets of your business. It also saves you time, because we do everything for you under our tailored SME Business Insurance Plan.

What is covered?

  • Property All Risks
  • Business Interruption
  • Burglary
  • Electronic Equipment
  • Machinery Breakdown
  • Plate Glass
  • Money
  • Public Liability
  • Products Liability
  • Work Injury Compensation
  • Fidelity Guarantee
  • Group Personal Accident
  • Inland Transit
Why SME businesses need comprehensive insurance coverage

Hifadhi Africa understands that Kenyan SME businesses operate in a tough and changing environment. SME operations are still held to the same standards of corporate governance, employee welfare and liability as the larger companies and they often have to manage these risks with fewer resources and less time to spare on concerns other than those relating to day to day business. SMEs therefore require a suitable packaged insurance policy which will protect their assets, liabilities and employees from the risks associated with operating a business.

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